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Cursor vs Windsurf

Cursor and Windsurf are the two leading AI-first IDEs. Both fork VS Code. Both have agent modes. The differences are about defaults, polish, and pricing — not capability.

Side-by-side

 CursorWindsurf
Overall score4.93.8
BadgeBest in classConsider with caveats
Free tierYesFreemium
Entry price$20/mo$15/mo
SetupLight configPlug & play
Public APIYesNo
MCP serverYesYes
ZapierNoNo
SOC 2YesYes
GDPRYesYes
Founded20222021

Pick Cursor if

  • You want the most-used AI IDE — biggest community, fastest model updates
  • You'll heavily customise — Cursor's settings surface is deeper
  • You've used VS Code for years and want minimal re-learning
See Cursor review →

Pick Windsurf if

  • You want a more polished out-of-the-box experience with stronger defaults
  • You value Cascade's agent flow over Cursor's Composer
  • You're starting fresh and don't have entrenched VS Code habits
See Windsurf review →

The verdict

Both are great. The honest answer is whichever your team picks first will work, and the lock-in is small (both can read your VS Code settings). Cursor wins on raw user count, model breadth, and the size of the community building extensions and prompts around it. Windsurf (Codeium) wins on first-run polish — Cascade in particular feels more thought-through than Cursor's Composer for multi-file edits, and the codebase indexing is faster on cold start. For a solo founder shipping side projects, Cursor is the safer default — more tutorials, more community, more model options. For a small team adopting AI together for the first time, Windsurf's stronger defaults reduce the onboarding tax. Both have free tiers; both jump to ~$20/mo for the paid tier. Don't agonise over the pick. Pick one, give it a fortnight, switch if it's not working. The cost of trying both is much lower than the cost of getting it wrong.

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